30A FLORIDA LIVING

Florida Cottage

728 Kelly Street

Destin, FL 32541

MLS#: 896599

$399,900

Status: Closed
Listing number: 896599
Listing provided by: Posh Beach Realty
Listing agent phone: None
Last update: N/A
On site: 4 years ago
Browse Properties
DESTIN (222100.00) - Residential

Property

Beds

2

Full Baths

2

1/2 Baths

None

Year Built

1979

Sq.Footage

N/A

Treasured Florida cottage in the heart of Destin! Close to shopping, dining, and everything the fishing village offers. Sidewalk community provides ease of exercise/travel to public boat ramp, parks, ball fields, private airport, schools, and churches. No Hoa, No short-term rental. Outdoor kitchen complete with XL green egg, stainless steel griddle, ice maker, fridge, storage, and sink. Custom metal frame and concrete counter tops to accommodate bar seating for 8. Relax in privacy while soaking in hot tub overlooking magnificent oak tree. Privacy fence surrounding one of the deepest lots in Destin! Plenty of space to add pool behind outdoor kitchen or enjoy fire pit with oversized sitting area. Tile on first and real hardwood on second floor. Extra wide staircase, desk area on second floor landing as you enter the kitchen. Opens to oversized balcony shaded by beautiful magnolia tree on one side or soak up some sunshine. Natural light fills this home by the day and LED recessed lighting on dimmers by night. Paint is SW Agreeable gray and pure white trim, raised cable and electrical outlets. New A/C, exterior lighting on timer, front yard irrigation, paved front courtyard and backyard entry, stained concrete porch, additional driveway spaces to maximize parking.

Features & Amenities

Interior

  • Other Interior Features

    Recessed Lighting, Pantry

  • Total Bedrooms

    2

  • Bathrooms

    2

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s), Electric

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Construction Materials

    Frame, Vinyl Siding

  • Other Exterior Features

    Outdoor Grill, Balcony, Private Yard, Outdoor Shower, Outdoor Kitchen

  • Parking

    Attached Carport

  • Patio and Porch Features

    Porch, Deck, Patio, Covered

  • Pool

    No

Area & Lot

  • Lot Size(acres)

    0.17

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Florida Cottage

Price

  • Sales Price

    $399,900

  • Tax Amount

    $2,416.92

  • Zoning

    City

  • Sq. Footage

    N/A

  • Price/SqFt

    N/A

HOA

  • Association

    No

School District

  • Elementary School

    Destin

  • Middle School

    Destin

  • High School

    Fort Walton Beach

Property Features

  • New Construction

    NO

  • Foundation Details

    Slab

  • Sewer

    Public Sewer

  • Water Source

    Public

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Okaloosa

Elementary School

Destin

Middle School

Destin

High School

Fort Walton Beach

Listing Courtesy of Brenda Burks , Posh Beach Realty

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Cheryl Chamblee

Broker Associate

Cheryl Chamblee

Call Cheryl today to schedule a private showing.

(205) 478-9778

Cherylachamblee50@gmail.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Treasured Florida cottage in the heart of Destin! Close to shopping, dining, and everything the fishing village offers. Sidewalk community provides ease of exercise/travel to public boat ramp, parks, ball fields, private airport, schools, and churches. No Hoa, No short-term rental. Outdoor kitchen complete with XL green egg, stainless steel griddle, ice maker, fridge, storage, and sink. Custom metal frame and concrete counter tops to accommodate bar seating for 8. Relax in privacy while soaking in hot tub overlooking magnificent oak tree. Privacy fence surrounding one of the deepest lots in Destin! Plenty of space to add pool behind outdoor kitchen or enjoy fire pit with oversized sitting area. Tile on first and real hardwood on second floor. Extra wide staircase, desk area on second floor landing as you enter the kitchen. Opens to oversized balcony shaded by beautiful magnolia tree on one side or soak up some sunshine. Natural light fills this home by the day and LED recessed lighting on dimmers by night. Paint is SW Agreeable gray and pure white trim, raised cable and electrical outlets. New A/C, exterior lighting on timer, front yard irrigation, paved front courtyard and backyard entry, stained concrete porch, additional driveway spaces to maximize parking.

728 Kelly Street

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

Related Properties

New on site 3 days ago
Nearly $1M in capital improvements completed at Chateau La Mer II--offering added value with no special assessments currently due. Private deeded beach access and rental projection over $40,000. This furnished 2-bedroom, 2-bath ground-floor condo presents an exceptional opportunity for a primary residence, second home, or investment property with strong income potential. Inside, the spacious layout offers nearly 1,100 square feet with a well-designed kitchen, breakfast bar, and open dining and living area. The primary bedroom features a private en-suite bath, while the guest bedroom is generously sized and currently configured with two queen beds to accommodate additional guests. The extended patio provides a comfortable outdoor space for relaxing or entertaining just moments from the beach access. Recent interior updates include: April 2025 - new screen door, washing machine, dishwasher, and 55" smart TV February 2026 - new sliding glass door to patio Community and building improvements include: 2022 - new roofing and gutters 2023 - new irrigation system 2024 - pool resurfaced 2025 - new windows, railings, and stairs brought up to code 2026 - new siding and exterior paint 2026 - tennis court resurfacing scheduled HOA fees cover the exterior property insurance, all utilities including cable and internet (excludes electricity - approximately $58 per month). Ideally located with convenient access to nearby dining including Capt. Dave's, Kenny D's, Pompano Joe's, Sandos, and The Crab Trap. Just 2.7 miles to Publix, 3.5 miles to Mid-Bay Bridge, 3.5 miles to Silver Sands Premium Outlets, and 7.6 miles to Destin Harbor Boardwalk. With extensive upgrades already completed, this turnkey property allows the next owner to step in and immediately enjoy the benefits of recent improvements along with strong rental potential.
#1001408

Destin

3755 Scenic Hwy 98 101

2 Beds

2 Baths

1,095 Sq.Ft.

$388,000

MLS#: 1001408

New on site 3 days ago
Welcome to Grand Caribbean West Unit 214, a turnkey, fully furnished, rental ready condo offering the ideal blend of coastal comfort and proven investment performance. With over 250 five star reviews, no assessments, more than $53,000 in revenue in 2024, and $51,000 in income for 2025, this second floor Destin retreat is ready to enjoy from day one. Thoughtfully designed to accommodate up to six guests, the condo features one bedroom, one bathroom, built in hallway bunks, and a sleeper sofa. The open concept living space is light and inviting, with access to a private balcony overlooking the community pool and offering partial Gulf views. Recent updates include all new appliances, an updated kitchen, and a beautifully renovated bathroom with a tiled shower. Residents and guests enjoy access to a heated pool, hot tub, and BBQ area, all just across the street from public beach access. Ideally located near Destin Harbor, popular dining spots, shopping, and entertainment, Unit 214 is a strong option for those seeking a second home, beach getaway, or income producing short term rental.
#1001446

Destin

3191 Scenic Hwy 98 214

1 Beds

1 Baths

655 Sq.Ft.

$420,000

MLS#: 1001446

New on site 3 days ago
This delightful 2 bedroom and 2 bathroom condo located at Sandpiper Cove is the perfect turn-key and rental-ready property that you have been searching for. With its impressive rental history and exclusive access to a gated community with 1100 feet of beachfront complex, you will have direct access to the breathtaking white sandy beaches. This 43-acre resort situated in the heart of Destin, FL offers an array of luxurious amenities such as a marina, 5 pools, 3 hot tubs, 6 tennis courts, a Par 3-9 hole golf course, 2 onsite restaurants, and even pickleball courts. We assure you that this property is the perfect investment for your dream lifestyle. Please note that the buyer must verify all information.
#949247

Destin

775 Gulf Shore Drive UNIT 3100

2 Beds

2 Baths

950 Sq.Ft.

$418,900

MLS#: 949247

New on site 3 days ago
Own a piece of Paradise at the #1 ranked beach in Florida-DESTIN! Sweeping views of gorgeous sunrises, Jetty East Pool and unobstructed Gulf of Mexico will make you instantly fall in love with this condo! Open concept living and dining area, as well as an inviting balcony just perfect for taking in the Emerald Coast skyline! 2020 upgrades to the unit include NEW flooring, stainless steel appliances and quartz counter tops! Great rental producing property with Gross Rentals over $47k for 2023!! Enjoy the many onsite amenities, including a 2400 sq. ft. pool, hot tub, beachside pavilion with grills, tennis courts, and more. Great location with easy access to shopping, grocery stores, and restaurants. Want to put your toes in the sand? Deeded beach access is only steps away!
#950059

Destin

500 Gulf Shore Drive UNIT 213A

1 Beds

1 Baths

636 Sq.Ft.

$411,900

MLS#: 950059

New on site 4 days ago
Rare and sought after live/work opportunity in the heart of Destin. Enjoy a first level commercial end-unit currently configured as office space coupled with a one-bedroom residential unit above featuring a full kitchen, living area, and seperate dedicated access. Located just north of Highway 98 on Airport Road, the location is strategically positioned within close proximity to Destin Executive Airport along with ample retail, dining, and commerce venues. The first-floor commercial unit is generously sized encompassing an open flex area, private office, kitchenette, and bathroom creating a blank canvas for a multitude of uses including professional services, legal office, real estate office, and much more. 986 Airport Road is a truly compelling configuration for owner-operators and investors alike- inquire today to learn more.
#994706

Destin

986 Airport Road A&B

1 Beds

1 Baths

1,840 Sq.Ft.

$425,000

MLS#: 994706

New on site 4 days ago
LOWEST PRICED DOLPHIN POINT CONDO BY A WHOPPING $40,000! That is an unbelievable deal for a Dolphin Point condo looking right out to toward the Gulf of Mexico. Discover the epitome of waterfront living in this immaculate 4th-floor condo at Dolphin Point, perfectly situated along Destin Harbor. This fully furnished and recently updated condo offers stunning panoramic views of Dolphin Point through expansive hurricane-proof windows and doors, installed in 2020. You can rest assured knowing that all milestone inspections were successfully completed. Dolphin Point is widely recognized as one of the premier locations in Holiday Isle because of the vast views toward 3 points, Moreno Point, Destin Harbor, and the Gulf of Mexico. Boasting 2 bedrooms / 2 bathrooms and 1193 square feet, this condo offers plenty of space as a rental or second home for friends and family. Nestled on Holiday Isle, this condo combines waterfront serenity with beachside convenience, including beach access just down Moreno Point Road. This sought-after condo boasts modern upgrades like granite countertops, new porcelain tile floors, a stylish new backsplash, stainless steel appliances, and an in-unit washer and dryer for added comfort. Dolphin Point offers an impressive array of amenities, including a marina, pool, tennis courts, and a waterfront clubhouse. Enjoy a private beach area overlooking Destin Harbor, along with dedicated storage for kayaks and paddleboards. Travel effortlessly along the Harbor with the Destin water taxi. The community is fully gated with approximately 42 security cameras already in place for added peace of mind.
#992109

Destin

30 Moreno Point Road 404A

2 Beds

2 Baths

1,193 Sq.Ft.

$359,000

MLS#: 992109

New on site 4 days ago
Welcome to this beautifully updated 1-bedroom & rare 1.5-bath condo; an uncommon & highly desirable floor plan in Sandpiper Cove. Offering 708 square feet of thoughtfully designed space, this unit features a spacious bedroom with a dressing area & private half bath, adding comfort & functionality for both owners & guests. This turnkey property features an updated coastal interior & an open living space that flows to relaxing canal & water views. Located just steps from private beach access, as well as canal access & boat docking (available for a fee), it offers the perfect balance of convenience & tranquility for both personal use & rental appeal. Ideal for a vacation rental, investment or beach retreat; Unit 2047 offers location, updates, amenities & strong rental potential in Destin. Sandpiper Cove spans 43 acres and offers one of Destin's most amenity-rich resort environments with over 1,100 feet of private beachfront, five swimming pools (two heated), three hot tubs, tennis and pickleball courts, a 9-hole par-3 golf course, marina access, shuffleboard courts and on-site dining including the award-winning Louisiana Lagniappe restaurant and the popular beachfront Sand Flea Beach Bar. Owners and guests also enjoy seasonal beach service and convenient access to the Destin Harbor, HarborWalk Village, grocery, shopping, dining, gyms, water taxi and entertainment. **Please note that all dimensions and information provided are subject to verification by the buyer.
#1001343

Destin

775 Gulf Shore Drive Unit 2047

1 Beds

1 Baths

708 Sq.Ft.

$399,000

MLS#: 1001343

Welcome to your home away from home! This beautifully updated 4th-floor condo at the Palms of Destin Resort showcases stunning tropical pool views and offers the perfect blend of comfort, convenience, and investment potential. This spacious 2BR/2BA unit is sold fully furnished and completely turnkey--ready for immediate enjoyment or rental income. Thoughtful upgrades enhance both value and peace of mind. In 2022, all appliances were replaced with Whirlpool stainless steel models, including the refrigerator, stove/oven, microwave, and washer/dryer combo. Inside, the open living area features comfortable seating with a new queen sleeper sofa and loveseat, a flat-screen TV, ceiling fan, and direct access to a private balcony--ideal for relaxing or entertaining. Both the primary and guest bedrooms offer king-sized beds and flat-screen TVs, creating a comfortable retreat after a day at the beach or pool. The Palms of Destin is ideal as an investment property, second home, or primary residence. Enjoy on-site dining, a coffee bar, and a seasonal shuttle to nearby attractions--allowing you to park and unwind without ever needing to drive. Even better, HOA dues cover all utilities, including electricity, water, trash, premium cable, and Wi-Fi. Resort-style amenities include an 11,000 sq ft lagoon pool with waterfalls and bridges, a children's pool and splash fountain, a state-of-the-art fitness center, indoor pickleball, tennis and basketball courts, outdoor grilling areas, and more--all within a beautifully landscaped 2-acre tropical setting. End your day on the private balcony, taking in breathtaking sunsets over the palm-lined resort. Don't miss this opportunity of owning a condo in one of Destin's most sought-after communities--schedule your private showing today! Electric vehicle charging stations are available in the parking garage, adding modern convenience for owners and guests. While all information is believed to be accurate, buyer to verify all details including dimensions.
#1001164

Destin

4203 Indian Bayou Trail UNIT 1415

2 Beds

2 Baths

1,150 Sq.Ft.

$410,000

MLS#: 1001164

Waterfront Living on Holiday Isle with Direct Gulf Access! Renovated 2BR/2BA condo at Sun King Towers overlooking the canal. This bright second-floor unit features an updated kitchen with quartz countertops, newer appliances, in-unit washer/dryer, and hurricane-impact windows and doors. Enjoy two private covered balconies with peaceful water views. Gated community with waterfront pool and unique two-story pool house with kitchen and gathering space. Boat slips available first-come for just $500/year including water and electric. Just a 10-minute walk to Destin's white-sand beaches. Ideal as a primary, vacation home, or investment property. HOA: $950/month
#1001147

Destin

197 Durango Road UNIT 2B

2 Beds

2 Baths

1,356 Sq.Ft.

$479,000

MLS#: 1001147

MUST SELL ... WILL SACRIFICE! This beautifully renovated, fully furnished 2-bedroom, 2-bath condo is located in the heart of Destin and offers an excellent combination of coastal living and investment potential. The condo features over $50,000 in recent interior upgrades. The entire building recently completed a major exterior renovation, including new windows and exterior. Enjoy Destin's sugar-white sands on 200 feet of private deeded beach access, just a short walk away, The community provides resort-style amenities, including a sparkling pool, tennis court, play ground and grill area..
#1001062

Destin

3755 Scenic Hwy 98 UNIT 303

2 Beds

2 Baths

1,095 Sq.Ft.

$398,000

MLS#: 1001062

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service